{"id":758,"date":"2022-02-09T16:54:39","date_gmt":"2022-02-09T16:54:39","guid":{"rendered":"https:\/\/www.retirementrefined.com\/?post_type=oi_service&p=758"},"modified":"2022-06-21T17:03:32","modified_gmt":"2022-06-21T17:03:32","slug":"retirement-income-planning","status":"publish","type":"oi_service","link":"https:\/\/www.retirementrefined.com\/services\/retirement-income-planning","title":{"rendered":"Retirement Income Planning"},"content":{"rendered":"\n
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Planning Your Retirement Desires<\/em><\/em><\/p>\n\n\n\n

3 Phases of Retirement Planning<\/h2>\n\n\n\n
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Phase One:  Discovery Consultation<\/h3>\n\n\n\n

Your planning begins with a thorough discussion of your family, leisure, residence and work desires, to obtain a clear understanding of your retirement ambitions.  Understanding the dynamics of your unique situation will assist us in creating a plan that is tailored to you.<\/p>\n<\/div>\n\n\n\n

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Phase Two:  Planning Strategy Sessions<\/h3>\n\n\n\n

We will develop a thorough understanding of your income needs, including your fixed expenses, your discretionary expenses and occasional expenses.<\/p>\n\n\n\n

Then we go to work, examining the various ways you can decide to collect your Social Security\/Pension benefits. How and when to receive income from your various retirement, non-retirement and real estate assets.  Income taxation is a critical component to your planning.  Reducing income tax is a primary focus of our planning.<\/p>\n\n\n\n

Your investment portfolio will be reviewed with recommendations for your overall asset allocation and specific holdings.  Controlling risk and costs is a primary concern when developing your overall investment strategy.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n

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Phase Three:  Your Personal Recommendations<\/h3>\n\n\n\n

You\u2019ll receive specific recommendations covering the following areas:<\/p>\n\n\n\n

  • Investment strategy<\/li>
  • Retirement Income strategy<\/li>
  • Social Security<\/li>
  • Medicare<\/li>
  • Estate Planning (Wills, Trusts and related documents)<\/li>
  • Long Term Care<\/li>
  • Property\/Casualty Liability Insurance coverages<\/li><\/ul>\n<\/div>\n\n\n\n
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    Your customized retirement income plan will provide a thorough evaluation, and will serve as a guide to pursue your desired lifestyle for your retirement years.<\/p>\n","protected":false},"author":2,"featured_media":2225,"parent":0,"menu_order":1,"template":"","meta":{"post_statement":"","post_description":"","post_cta":"","post_button":"The Process","post_button_url":"","compliance_id":"","post_disclaimer":"","footnotes":""},"oi_service_cat":[],"_links":{"self":[{"href":"https:\/\/www.retirementrefined.com\/wp-json\/wp\/v2\/oi_service\/758"}],"collection":[{"href":"https:\/\/www.retirementrefined.com\/wp-json\/wp\/v2\/oi_service"}],"about":[{"href":"https:\/\/www.retirementrefined.com\/wp-json\/wp\/v2\/types\/oi_service"}],"author":[{"embeddable":true,"href":"https:\/\/www.retirementrefined.com\/wp-json\/wp\/v2\/users\/2"}],"version-history":[{"count":36,"href":"https:\/\/www.retirementrefined.com\/wp-json\/wp\/v2\/oi_service\/758\/revisions"}],"predecessor-version":[{"id":2229,"href":"https:\/\/www.retirementrefined.com\/wp-json\/wp\/v2\/oi_service\/758\/revisions\/2229"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.retirementrefined.com\/wp-json\/wp\/v2\/media\/2225"}],"wp:attachment":[{"href":"https:\/\/www.retirementrefined.com\/wp-json\/wp\/v2\/media?parent=758"}],"wp:term":[{"taxonomy":"oi_service_cat","embeddable":true,"href":"https:\/\/www.retirementrefined.com\/wp-json\/wp\/v2\/oi_service_cat?post=758"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}