Our Team

Retirement Income Certified Professional®

Retirement Refined Co-Founder Paul Levin helps baby boomers, retirees, and business owners enjoy retirement with confidence and clarity through strategic retirement income planning, investment management, and estate planning analysis. With nearly 40 years of experience, Paul is deeply passionate about supporting your goals for a fulfilling retirement lifestyle.

Paul works diligently to address your desires and concerns about retirement with a straightforward, well-orchestrated strategy. He is also a sought-after speaker, providing educational workshops throughout the community on Social Security planning, Medicare planning, and retirement income and tax planning.

Paul has earned the following professional designations and certifications, which prove he has met or exceeded rigorous industry standards for education, training, and ethics in financial and retirement planning:

  • ChFC® Chartered Financial Consultant®
  • RICP® Retirement Income Certified Professional®

When he’s not helping clients develop retirement strategies, Paul volunteers his time and talent as a member of the Samaritan Life Care Planned Giving Committee. He starts each day with an morning jog and a visit to the gym and enjoys theatre and comedy shows, fine wine, the latest John Grisham books, and baseball. Until a few years ago, you could find Paul behind home plate as a catcher in the South Jersey Senior Men’s Baseball League. 

Financial Advisor

John Aromando, Sr. is the Co-Founder of Retirement Refined, LLC and has 29 years’ experience in Finance and 21 years’ experience as a Financial Advisor.

John’s emphasis is Retirement Planning, Investment Management, and Estate Planning.

John prides himself on honesty, being proactive with his clients and being organized.

John’s philosophy is to treat people with courtesy and respect and to provide prompt, attentive, and professional service.

His goals are to assist clients in the decision making process to achieve financial independence so they can enjoy a worry free retirement lifestyle.

John was born and raised in Medford, NJ and is one of 5 children. John graduated from Shawnee High School, as well as, College of New Jersey.

John is a two-time All American football player who briefly played for the NY Giants (1985) and the NE Patriots (1986).

John currently resides in Hainesport, NJ and has one son John, Jr who is pursuing his MBA in Artificial Intelligence.

John’s life purpose is to assist those who need help planning their financial future.

Outside of the office, John interests are:

  • Volunteering
  • Coaching & watching sports
  • Golf, Tennis & Bowling
  • Music
  • Animals
  • Comedy
  • Working Out
  • Relaxing
  • Spending time with family & friends
  • Traveling

Director of Client Relations

Chris is the Director of Client Relations at Retirement Refined, LLC supporting Paul Levin and John Aromando. For nearly 20 years, she has invested in people by supporting financial professionals and being the go-to person for all their clients’ administrative needs. She is directly responsible for all aspects of client servicing and supports operations to further the organizational goal to continuously enhance our client’s experience.

Chris is married to Lou, a 100% disabled Navy veteran between them they have 4 boys.  She and her husband are active in the veteran community working with organizations such as Stand Down South Jersey. 

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